Document Generator

Scope of Loss Report Generator

The most requested document in property insurance claims — generated in 90 seconds.

A scope of loss report is the foundation of every claim. PublicAdjusterTool generates a fully formatted, Xactimate-aligned scope document from your damage description — ready to attach to the claim file.

No account required · No credit card

90 sec
To generate
$8,000+
Avg. additional recovery
10
Document types

What Is a Scope of Loss Report Generator?

A scope of loss report is a detailed, itemized document that describes every element of damage to a property following a covered insurance event. It defines what was damaged, how it was damaged, and what it will cost to restore the property to its pre-loss condition. Insurance carriers use it to evaluate claims; public adjusters use it to drive settlements.

When to use this document

  • After completing your initial property inspection
  • Before submitting a proof of loss or demand letter
  • When the carrier's estimate is missing line items
  • When preparing for an appraisal or umpire proceeding
  • When reopening a claim for a supplement

What the Generated Document Includes

1Property identification and loss description
2Room-by-room damage inventory with dimensions
3Xactimate line items with activity codes and quantities
4Code upgrade and ordinance/law notes
5Depreciation schedule (ACV vs. RCV)
6Supporting documentation reference list

Generate Your Scope of Loss Report Generator in 90 Seconds

Describe the damage or situation in plain language. The AI writes the professional document — formatted, cited, and ready to send.

No account required · No credit card