Generate demand letters, scope of loss reports, bad faith demands, and proof of loss statements that cite GA Code §33-4-6 and other Georgia insurance laws — in 90 seconds.
Every document generated by PublicAdjusterTool cites the exact Georgia statute that applies to your claim type.
If a Georgia insurer refuses to pay a claim in bad faith, the court may award up to 50% of the loss or $5,000 (whichever is greater), plus reasonable attorney's fees.
Generate Bad Faith Demand LetterGeorgia insurers must affirm or deny liability on property claims within 60 days after receiving a completed proof of loss. For motor vehicle claims, the deadline is 15 days.
Generate Claim TimelineA public adjuster's total commission in Georgia may not exceed 33.3% of the amount of the insurance settlement. All contracts must be in writing with specific disclosures.
Generate Document ChecklistGeorgia requires public adjuster contracts to be in writing and contain specific disclosures including the fee, scope of services, and the insured's right to cancel.
Generate Document ChecklistGeorgia public adjusters must be licensed through the Office of the Commissioner of Insurance and Safety Fire. A $5,000 surety bond is required.
Generate Document ChecklistEach document is pre-loaded with Georgia statute citations, carrier deadlines, and penalty language.
Itemized damage estimate with Xactimate codes and Georgia RCV calculations for wind, hail, and water claims.
Generate FreeFormal demand citing GA R&R 120-2-52-.03(3) with a 60-day response deadline and bad faith exposure language.
Generate FreeGA Code §33-4-6 bad faith demand — 50% of loss or $5,000 (whichever is greater) plus attorney fees.
Generate FreeSworn statement meeting Georgia policy requirements, starts the 60-day response clock.
Generate FreeSupplement letter for newly discovered damage, citing Georgia RCV entitlement and carrier obligations.
Generate FreeChronological record tracking GA R&R 120-2-52-.03(3) carrier response deadlines for OCI complaints.
Generate FreeGeorgia is the 7th largest insurance marketplace in the nation with $29 billion in annual written premium. With carriers aggressively underpaying wind, hail, and water claims across Atlanta, Savannah, and coastal Georgia, public adjusters need documents that cite GA Code §33-4-6 and apply the right statutory pressure.
Under Georgia regulations (GA R&R 120-2-52-.03(3)), an insurer must affirm or deny liability on property claims within 60 days after receiving a completed proof of loss. For motor vehicle claims, the deadline is 15 days.
If a Georgia insurer refuses to pay a claim in bad faith, the court may award the policyholder up to 50% of the loss or $5,000 (whichever is greater), plus reasonable attorney's fees. This applies when the refusal to pay is found to be in bad faith.
Under GA Code §33-23-43.3, a public adjuster's total commission may not exceed 33.3% of the amount of the insurance settlement. All public adjuster contracts must be in writing and contain specific disclosures required by GA Code §33-23-43.2.
Yes. Public adjusters in Georgia must be licensed through the Office of the Commissioner of Insurance and Safety Fire under Chapter 23 of Title 33 of the Official Code of Georgia. A $5,000 surety bond is required.
Georgia public adjusters most commonly handle wind and hail damage, water damage, fire losses, and hurricane claims in coastal areas. Georgia is the 7th largest insurance market in the nation with $29 billion in annual written premium.
You can file a complaint with the Georgia Office of Commissioner of Insurance and Safety Fire at oci.georgia.gov. A formal Claim Timeline documenting every carrier communication and deadline missed is essential evidence for a complaint or bad faith lawsuit under GA Code §33-4-6.
No account required. Enter your claim details and get a professional, GA-statute-cited document in 90 seconds.
Generate My First Document FreeNo account · No credit card · 3 free documents