AI-powered · Voice & Photo · Free to try

Stop leaving money on the table.

Insurance companies short-pay every claim. PublicAdjusterTool writes the professional scope-of-loss documents, demand letters, and client communications that get your policyholders paid — in under 90 seconds.

Generate Your First Document Free

No account needed · No card required

HOW IT WORKS

Enter or Speak Claim Details

Type, speak with the mic, or snap a photo of the damage — the AI fills in the description automatically.

AI Generates the Document

A professional, insurance-ready document is produced instantly with the right codes, language, and line items.

Copy, Send & Get Paid

One-click copy. Send to the carrier. Most adjusters recover $8,000+ more per claim.

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Free

To Try No Account Needed

$8,000+

Avg. Additional Recovery Per Claim

90 sec

To Generate a Document

Live AI Tool — Voice, Photo & Text Input

Generate Your Document Now

Type, speak, or snap a photo — get a professional document in seconds.

Complete itemized scope-of-loss with Xactimate codes and line items.

Tip: Use the Voice button to speak your description, or Photo to snap damage photos — AI fills in the details automatically.

Free to try · No account required · Professional results every time

Three Document Types. One Tool.

Each document type has its own templates, insurance codes, and line items.

MOST REQUESTED

Scope of Loss

Complete itemized scope-of-loss with Xactimate codes and line items.

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HIGHEST ROI

Demand Letter

Professional demand letter citing policy language and state statutes.

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SAVE HOURS

Client Update

Professional status update letter for your policyholder client.

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Simple, Transparent Pricing

One claim pays for a full year. Everything else is profit.

Starter

$97/month

For solo adjusters handling 1–5 active claims.

  • Scope-of-loss generator
  • Demand letter drafts
  • 50 documents per month
  • Email support
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MOST POPULAR

Professional

$197/month

For growing adjusters with 5–15 active claims.

  • Everything in Starter
  • Client update emails
  • Negotiation response templates
  • Unlimited documents
  • Priority support
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Agency

$397/month

For firms with multiple adjusters.

  • Everything in Professional
  • Up to 5 team seats
  • White-label output
  • Firm branding on documents
  • Dedicated account manager
Contact Us

Annual plans available — save up to $900/year. All plans include a 14-day free trial.

Built specifically for public adjusters

Insurance-Ready Language

Every document uses the exact terminology carriers and umpires expect.

Xactimate-Aware

Line items and codes are built into every scope-of-loss template.

90 Seconds, Not 3 Hours

Stop spending your billable time writing. Get the draft done instantly.

More Money Per Claim

Thorough, professional documents recover more. Every time.